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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,743 | $198,457+25.8% | $170,435+46.5% | $147,586+69.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.30% | 257.30%-243.0pp | 205.94%-191.6pp | 578.59%-564.3pp |
| Employer contribution / active EE | $7,511 | $6,183+21.5% | $5,432+38.3% | $4,876+54.0% |
| Participant deferral / active EE | $8,929 | $5,629+58.6% | $4,939+80.8% | $5,439+64.2% |
| Admin fee / account holder | $2,110 | $16,852-87.5% | $13,881-84.8% | $10,886-80.6% |