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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,116 | $181,896+12.2% | $156,551+30.4% | $273,972-25.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.17% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $9,841 | $6,248+57.5% | $5,501+78.9% | $4,869+102.1% |
| Participant deferral / active EE | $8,914 | $5,550+60.6% | $4,871+83.0% | $5,287+68.6% |
| Admin fee / account holder | $1,537 | $15,560-90.1% | $13,028-88.2% | $10,133-84.8% |