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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,428 | $185,312+166.3% | $161,489+205.5% | $154,746+218.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.13% | 103.84%-91.7pp | 89.72%-77.6pp | 172.34%-160.2pp |
| Employer contribution / active EE | $9,579 | $4,769+100.8% | $4,268+124.4% | $4,379+118.7% |
| Participant deferral / active EE | $41,339 | $6,350+551.0% | $5,630+634.3% | $6,730+514.2% |
| Admin fee / account holder | $3,447 | $18,654-81.5% | $16,006-78.5% | $14,365-76.0% |