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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,428 | $172,111+186.7% | $150,298+228.3% | $137,256+259.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.13% | 69.37%-57.2pp | 62.79%-50.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $9,579 | $4,636+106.6% | $4,154+130.6% | $4,156+130.5% |
| Participant deferral / active EE | $41,339 | $6,166+570.5% | $5,453+658.1% | $6,407+545.2% |
| Admin fee / account holder | $3,447 | $16,471-79.1% | $14,116-75.6% | $12,270-71.9% |