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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,200 | $110,379+36.1% | $102,412+46.7% | $145,884+3.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.77% | 24.84%-13.1pp | 24.94%-13.2pp | 551.85%-540.1pp |
| Employer contribution / active EE | $15,790 | $4,216+274.5% | $3,870+308.0% | $4,662+238.7% |
| Participant deferral / active EE | $36,642 | $5,622+551.8% | $5,060+624.1% | $6,690+447.7% |
| Admin fee / account holder | $2,516 | $9,745-74.2% | $8,388-70.0% | $13,392-81.2% |