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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,652 | $106,280+6.0% | $96,538+16.7% | $139,487-19.2% |
| Participation rate | 54.5% | 77.8%-23.3pp | 74.3%-19.8pp | 80.3%-25.8pp |
| Annual return | 14.15% | 38.48%-24.3pp | 35.74%-21.6pp | 373.84%-359.7pp |
| Employer contribution / active EE | $2,737 | $4,107-33.3% | $3,740-26.8% | $4,755-42.4% |
| Participant deferral / active EE | $6,450 | $5,457+18.2% | $4,880+32.2% | $6,713-3.9% |
| Admin fee / account holder | $17,512 | $7,888+122.0% | $6,737+159.9% | $11,407+53.5% |