Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $12,918 |
CETERA ADVISOR NETWORKS LLC2+ years Service code 49 · EIN 95-3845382 | Other Services | $5,283 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,591 | $36,916-14.4% | $156,551-79.8% | $57,658-45.2% |
| Participation rate | 31.1% | 63.4%-32.3pp | 84.0%-52.9pp | 70.2%-39.1pp |
| Annual return | 7.92% | 12.38%-4.5pp | 32.23%-24.3pp | 5.13%+2.8pp |
| Employer contribution / active EE | $161 | $1,571-89.7% | $5,501-97.1% | $1,974-91.8% |
| Participant deferral / active EE | $1,174 | $1,926-39.0% | $4,871-75.9% | $3,061-61.6% |
| Admin fee / account holder | $86 | $82+3.9% | $13,028-99.3% | $95-9.3% |