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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,925 | $107,421+197.8% | $182,262+75.5% | $94,015+240.3% |
| Participation rate | 97.2% | 77.8%+19.4pp | 84.2%+13.0pp | 70.8%+26.4pp |
| Annual return | 14.84% | 21.32%-6.5pp | 140.60%-125.8pp | 17.84%-3.0pp |
| Employer contribution / active EE | $6,296 | $3,448+82.6% | $5,046+24.8% | $2,790+125.7% |
| Participant deferral / active EE | $11,587 | $6,558+76.7% | $8,276+40.0% | $4,249+172.7% |
| Admin fee / account holder | $9,977 | $8,692+14.8% | $16,712-40.3% | $8,951+11.5% |