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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,925 | $106,524+200.3% | $152,301+110.1% | $87,485+265.7% |
| Participation rate | 97.2% | 75.8%+21.5pp | 82.4%+14.8pp | 68.9%+28.3pp |
| Annual return | 14.84% | 26.89%-12.1pp | 80.50%-65.7pp | 26.06%-11.2pp |
| Employer contribution / active EE | $6,296 | $3,371+86.8% | $4,624+36.1% | $2,596+142.5% |
| Participant deferral / active EE | $11,587 | $6,525+77.6% | $8,004+44.8% | $4,274+171.1% |
| Admin fee / account holder | $9,977 | $8,287+20.4% | $14,398-30.7% | $7,775+28.3% |