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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,925 | $106,749+199.7% | $145,433+120.0% | $82,448+288.0% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.1%+15.1pp | 68.1%+29.2pp |
| Annual return | 14.84% | 27.59%-12.8pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $6,296 | $3,444+82.8% | $4,554+38.2% | $2,551+146.8% |
| Participant deferral / active EE | $11,587 | $6,519+77.7% | $7,897+46.7% | $4,139+179.9% |
| Admin fee / account holder | $9,977 | $8,390+18.9% | $13,129-24.0% | $7,234+37.9% |