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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,166 | $57,352-7.3% | $83,830-36.6% | $64,173-17.2% |
| Participation rate | 37.9% | 68.6%-30.7pp | 76.1%-38.2pp | 69.6%-31.6pp |
| Annual return | -2.24% | 11.38%-13.6pp | 850.97%-853.2pp | 7.63%-9.9pp |
| Employer contribution / active EE | $792 | $2,546-68.9% | $3,631-78.2% | $2,381-66.8% |
| Participant deferral / active EE | $2,350 | $2,993-21.5% | $4,082-42.4% | $3,470-32.3% |
| Admin fee / account holder | $237 | $4,046-94.1% | $5,479-95.7% | $4,887-95.2% |