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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,961 | $100,792-80.2% | $86,691-77.0% | $134,509-85.2% |
| Participation rate | 61.5% | 78.9%-17.4pp | 76.6%-15.0pp | 81.2%-19.7pp |
| Annual return | -21.45% | 29.08%-50.5pp | 35.94%-57.4pp | 418.13%-439.6pp |
| Employer contribution / active EE | $1,207 | $3,491-65.4% | $2,837-57.5% | $4,741-74.5% |
| Participant deferral / active EE | $3,598 | $5,339-32.6% | $4,656-22.7% | $6,400-43.8% |
| Admin fee / account holder | $41 | $10,924-99.6% | $7,492-99.5% | $11,427-99.6% |