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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,792 | $136,307-4.8% | $106,619+21.7% | $273,972-52.6% |
| Participation rate | 83.3% | 84.8%-1.4pp | 78.0%+5.3pp | 83.0%+0.3pp |
| Annual return | 8.03% | 11.05%-3.0pp | 9.42%-1.4pp | 41.46%-33.4pp |
| Employer contribution / active EE | $1,901 | $5,190-63.4% | $3,947-51.8% | $4,869-60.9% |
| Participant deferral / active EE | $8,535 | $4,969+71.7% | $3,930+117.2% | $5,287+61.4% |
| Admin fee / account holder | $1,854 | $8,625-78.5% | $6,418-71.1% | $10,133-81.7% |