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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,536 | $99,633+44.1% | $183,328-21.7% | $82,448+74.1% |
| Participation rate | 89.1% | 70.8%+18.4pp | 77.3%+11.8pp | 68.1%+21.1pp |
| Annual return | 15.14% | 17.84%-2.7pp | 29.67%-14.5pp | 41.64%-26.5pp |
| Employer contribution / active EE | $646 | $3,256-80.2% | $5,055-87.2% | $2,551-74.7% |
| Participant deferral / active EE | $4,667 | $4,938-5.5% | $6,795-31.3% | $4,139+12.8% |
| Admin fee / account holder | $6,860 | $9,934-30.9% | $21,427-68.0% | $7,234-5.2% |