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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,536 | $92,041+55.9% | $299,830-52.1% | $94,015+52.7% |
| Participation rate | 89.1% | 71.4%+17.7pp | 78.5%+10.6pp | 70.8%+18.3pp |
| Annual return | 15.14% | 15.24%-0.1pp | 10.58%+4.6pp | 17.84%-2.7pp |
| Employer contribution / active EE | $646 | $2,506-74.2% | $5,842-88.9% | $2,790-76.9% |
| Participant deferral / active EE | $4,667 | $4,287+8.9% | $7,038-33.7% | $4,249+9.8% |
| Admin fee / account holder | $6,860 | $8,997-23.8% | $50,982-86.5% | $8,951-23.4% |