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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,997 | $106,267+2.6% | $96,520+12.9% | $139,456-21.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.58% | 38.45%-26.9pp | 35.72%-24.1pp | 373.45%-361.9pp |
| Employer contribution / active EE | $3,075 | $4,105-25.1% | $3,739-17.8% | $4,753-35.3% |
| Participant deferral / active EE | $13,325 | $5,454+144.3% | $4,879+173.1% | $6,711+98.5% |
| Admin fee / account holder | $1,448 | $7,882-81.6% | $6,733-78.5% | $11,407-87.3% |