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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,871 | $162,821+16.0% | $133,978+41.0% | $158,982+18.8% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 7.31% | 41.95%-34.6pp | 45.10%-37.8pp | 302.99%-295.7pp |
| Employer contribution / active EE | $1,853 | $4,976-62.8% | $3,919-52.7% | $4,763-61.1% |
| Participant deferral / active EE | $3,919 | $5,910-33.7% | $5,047-22.4% | $5,983-34.5% |
| Admin fee / account holder | $35,480 | $11,742+202.2% | $8,930+297.3% | $11,252+215.3% |