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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,040 | $135,645-29.2% | $110,243-12.9% | $135,380-29.1% |
| Participation rate | 71.4% | 83.5%-12.0pp | 79.8%-8.4pp | 82.6%-11.2pp |
| Annual return | -6.66% | 513.24%-519.9pp | 314.76%-321.4pp | 519.81%-526.5pp |
| Employer contribution / active EE | $2,205 | $4,907-55.1% | $3,827-42.4% | $4,779-53.9% |
| Participant deferral / active EE | $4,098 | $5,507-25.6% | $4,672-12.3% | $5,609-26.9% |
| Admin fee / account holder | $1,048 | $11,458-90.9% | $8,548-87.7% | $10,828-90.3% |