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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,370 | $178,174+2.4% | $156,181+16.8% | $137,256+32.9% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.8%-16.3pp | 80.0%-17.5pp |
| Annual return | 16.42% | 84.19%-67.8pp | 64.87%-48.5pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,830 | $4,972-63.2% | $4,294-57.4% | $4,156-56.0% |
| Participant deferral / active EE | $5,060 | $6,888-26.5% | $6,132-17.5% | $6,407-21.0% |
| Admin fee / account holder | $2,098 | $17,404-87.9% | $14,586-85.6% | $12,270-82.9% |