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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,136 | $166,131-10.2% | $164,975-9.6% | $145,877+2.2% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 9.38% | 100.37%-91.0pp | 70.12%-60.7pp | 551.28%-541.9pp |
| Employer contribution / active EE | $2,048 | $5,276-61.2% | $4,343-52.8% | $4,663-56.1% |
| Participant deferral / active EE | $5,008 | $6,962-28.1% | $6,033-17.0% | $6,691-25.1% |
| Admin fee / account holder | $1,410 | $16,648-91.5% | $12,688-88.9% | $13,402-89.5% |