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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,750 | $105,623+13.4% | $87,502+36.9% | $273,972-56.3% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 7.09% | 12.26%-5.2pp | 12.21%-5.1pp | 41.46%-34.4pp |
| Employer contribution / active EE | $3,277 | $3,141+4.4% | $2,550+28.5% | $4,869-32.7% |
| Participant deferral / active EE | $4,470 | $3,601+24.1% | $3,149+42.0% | $5,287-15.5% |
| Admin fee / account holder | $3,184 | $4,781-33.4% | $4,221-24.6% | $10,133-68.6% |