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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,085 | $59,813-68.1% | $79,580-76.0% | $68,486-72.1% |
| Participation rate | 50.0% | 61.1%-11.1pp | 69.5%-19.5pp | 67.9%-17.9pp |
| Annual return | -15.51% | -12.30%-3.2pp | 0.15%-15.7pp | -7.85%-7.7pp |
| Employer contribution / active EE | $345 | $1,505-77.1% | $2,413-85.7% | $2,597-86.7% |
| Participant deferral / active EE | $2,200 | $3,024-27.3% | $3,985-44.8% | $4,028-45.4% |
| Admin fee / account holder | $9,911 | $4,835+105.0% | $6,835+45.0% | $5,404+83.4% |