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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,376 | $115,814+12.6% | $101,275+28.7% | $158,982-18.0% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 14.83% | 56.16%-41.3pp | 46.48%-31.7pp | 302.99%-288.2pp |
| Employer contribution / active EE | $1,295 | $4,176-69.0% | $3,660-64.6% | $4,763-72.8% |
| Participant deferral / active EE | $2,181 | $4,958-56.0% | $4,371-50.1% | $5,983-63.6% |
| Admin fee / account holder | $3,194 | $7,249-55.9% | $5,948-46.3% | $11,252-71.6% |