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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,374 | $97,732-17.8% | $83,831-4.1% | $135,380-40.6% |
| Participation rate | 73.7% | 80.0%-6.3pp | 76.1%-2.5pp | 82.6%-9.0pp |
| Annual return | -6.41% | 1287.56%-1294.0pp | 850.99%-857.4pp | 519.81%-526.2pp |
| Employer contribution / active EE | $1,320 | $4,222-68.7% | $3,631-63.7% | $4,779-72.4% |
| Participant deferral / active EE | $4,478 | $4,683-4.4% | $4,082+9.7% | $5,609-20.2% |
| Admin fee / account holder | $1,176 | $6,675-82.4% | $5,479-78.5% | $10,828-89.1% |