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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,021 | $162,812-0.5% | $133,971+20.9% | $158,966+1.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 21.90% | 41.94%-20.0pp | 45.09%-23.2pp | 302.95%-281.0pp |
| Employer contribution / active EE | $8,916 | $4,976+79.2% | $3,919+127.5% | $4,762+87.2% |
| Participant deferral / active EE | $5,947 | $5,910+0.6% | $5,047+17.8% | $5,983-0.6% |
| Admin fee / account holder | $3,781 | $11,741-67.8% | $8,929-57.7% | $11,250-66.4% |