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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,266 | $113,941-13.8% | $94,229+4.3% | $125,389-21.6% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -0.78% | 5.29%-6.1pp | 10.68%-11.5pp | 282.24%-283.0pp |
| Employer contribution / active EE | $2,498 | $4,727-47.2% | $3,587-30.4% | $4,866-48.7% |
| Participant deferral / active EE | $5,899 | $5,179+13.9% | $4,320+36.5% | $5,352+10.2% |
| Admin fee / account holder | $336 | $8,392-96.0% | $6,269-94.6% | $9,541-96.5% |