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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,186 | $232,540-7.5% | $185,117+16.2% | $147,586+45.8% |
| Participation rate | 77.8% | 82.4%-4.6pp | 77.3%+0.5pp | 82.8%-5.1pp |
| Annual return | 18.87% | 43.03%-24.2pp | 40.50%-21.6pp | 578.59%-559.7pp |
| Employer contribution / active EE | $3,289 | $5,195-36.7% | $4,182-21.3% | $4,876-32.5% |
| Participant deferral / active EE | $6,973 | $5,834+19.5% | $5,045+38.2% | $5,439+28.2% |
| Admin fee / account holder | $5,517 | $10,275-46.3% | $8,159-32.4% | $10,886-49.3% |