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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,793 | $106,247-24.9% | $96,515-17.3% | $139,466-42.8% |
| Participation rate | 84.2% | 77.8%+6.4pp | 74.3%+9.9pp | 80.3%+3.9pp |
| Annual return | 10.59% | 38.47%-27.9pp | 35.73%-25.1pp | 373.66%-363.1pp |
| Employer contribution / active EE | $3,553 | $4,106-13.5% | $3,740-5.0% | $4,754-25.3% |
| Participant deferral / active EE | $7,063 | $5,456+29.5% | $4,880+44.7% | $6,712+5.2% |
| Admin fee / account holder | $61,351 | $7,885+678.1% | $6,735+810.9% | $11,409+437.8% |