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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,415 | $165,351+206.3% | $149,710+238.3% | $158,931+218.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.73% | 348.19%-334.5pp | 276.63%-262.9pp | 302.86%-289.1pp |
| Employer contribution / active EE | $4,599 | $5,103-9.9% | $4,645-1.0% | $4,761-3.4% |
| Participant deferral / active EE | $16,185 | $7,181+125.4% | $6,842+136.6% | $5,982+170.5% |
| Admin fee / account holder | $1,154 | $10,807-89.3% | $9,309-87.6% | $11,247-89.7% |