Retirement plan

ISAACSON RETIREMENT PLAN

Name: ISAACSON MILLER - ISAACSON RETIREMENT PLAN (2015) Form 5500
Creator: ISAACSON MILLER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ISAACSON RETIREMENT PLAN, ISAACSON MILLER

ISAACSON MILLEREIN 04-3061714Plan #001PY 2015

263 SUMMER STREET - BOSTON, MA 02210617-262-6500imsearch.comLinkedIn201-500 employeesmanagement consulting

Other plans on this EIN

1 filing

#002Retirement-$7.8M assets

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$17.2M

No prior year

Total participants

213

No prior year

Average account balance

$89,681

No prior year

Annual return

-0.50%

No prior year

Benchmarks

See 856 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort856 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$48.40M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

345

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.77M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$357

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
NATIONWIDE1+ years Service code 15	Recordkeeping	$48,336
COMMONWEALTH FINANCIAL NETWORK1+ years Service code 33	Other fees; Securities brokerage	$28,788
NATIONWIDE1+ years Filed as: NATIONWIDE TRUST COMPANY Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$17,361
SUMMIT FINANCIAL CORPORATION1+ years Filed as: SUMMIT FINANCIAL Service code 49	Other Services	$7,491
COMMONWEALTH FINANCIAL NETWORK1+ years Filed as: COMMONWEALTH FINANCIAL Service code 33 · EIN 04-2675571 29 SAWYER ROAD · WALTHAM, MA 02453	Securities brokerage; Other fees	$921
SUMMIT FINANCIAL CORPORATION1+ years Service code 13 · EIN 04-3222046 7 NEW ENGLAND EXECUTIVE PARK · BURLINGTON, MA 01803	Contract Administrator	$80

Plan features & details

Pension benefit codes2G2E2J2T3D2F2R2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$19K

$111 / participant

Investment mgmt$19K100.0%

% of EOY assets

0.109%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,681

$31,109+188.3%

$67,704+32.5%

$52,331+71.4%

Participation rate

87.6%

54.0%+33.7pp

67.5%+20.1pp

68.1%+19.5pp

Annual return

-0.50%

23.70%-24.2pp

25.41%-25.9pp

4.54%-5.0pp

Employer contribution / active EE

$3,847

$1,076+257.6%

$2,559+50.3%

$1,882+104.4%

Participant deferral / active EE

$6,494

$1,970+229.6%

$3,585+81.1%

$3,022+114.9%

Admin fee / account holder

$98

$466-79.0%

$4,255-97.7%

$592-83.5%

Provider

Service type

Compensation

NATIONWIDE1+ years

Service code 15

Recordkeeping

$48,336

COMMONWEALTH FINANCIAL NETWORK1+ years

Service code 33

Other fees; Securities brokerage

$28,788

NATIONWIDE1+ years

Filed as: NATIONWIDE TRUST COMPANY

Service code 15 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$17,361

SUMMIT FINANCIAL CORPORATION1+ years

Filed as: SUMMIT FINANCIAL

Service code 49

Other Services

$7,491

COMMONWEALTH FINANCIAL NETWORK1+ years

Filed as: COMMONWEALTH FINANCIAL

Service code 33 · EIN 04-2675571

29 SAWYER ROAD · WALTHAM, MA 02453

Securities brokerage; Other fees

$921

SUMMIT FINANCIAL CORPORATION1+ years

Service code 13 · EIN 04-3222046

7 NEW ENGLAND EXECUTIVE PARK · BURLINGTON, MA 01803

Contract Administrator

$80

ISAACSON RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ISAACSON RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion