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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,593 | $180,459+66.6% | $154,108+95.1% | $135,380+122.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -2.49% | 888.21%-890.7pp | 735.21%-737.7pp | 519.81%-522.3pp |
| Employer contribution / active EE | $6,811 | $6,035+12.9% | $5,298+28.6% | $4,779+42.5% |
| Participant deferral / active EE | $7,082 | $5,806+22.0% | $5,081+39.4% | $5,609+26.3% |
| Admin fee / account holder | $7,068 | $16,145-56.2% | $13,411-47.3% | $10,828-34.7% |