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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,816 | $84,236+260.7% | $170,435+78.3% | $70,126+333.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.08% | 23.06%-8.0pp | 205.94%-190.9pp | 73.15%-58.1pp |
| Employer contribution / active EE | $5,952 | $3,387+75.7% | $5,432+9.6% | $2,343+154.1% |
| Participant deferral / active EE | $6,117 | $3,086+98.2% | $4,939+23.8% | $3,332+83.6% |
| Admin fee / account holder | $770 | $5,698-86.5% | $13,881-94.5% | $4,645-83.4% |