Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,315 | $52,279-7.6% | $89,435-46.0% | $79,856-39.5% |
| Participation rate | 42.4% | 57.5%-15.1pp | 68.0%-25.6pp | 69.6%-27.2pp |
| Annual return | 9.98% | 22.16%-12.2pp | 245.55%-235.6pp | 31.71%-21.7pp |
| Employer contribution / active EE | $950 | $1,572-39.6% | $2,587-63.3% | $2,471-61.6% |
| Participant deferral / active EE | $2,666 | $2,740-2.7% | $3,890-31.5% | $3,741-28.7% |
| Admin fee / account holder | $357 | $3,356-89.4% | $4,884-92.7% | $5,306-93.3% |