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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,436 | $134,001-50.4% | $112,258-40.8% | $134,509-50.6% |
| Participation rate | 27.3% | 78.6%-51.3pp | 75.1%-47.8pp | 81.2%-54.0pp |
| Annual return | -17.19% | 47.15%-64.3pp | 27.47%-44.7pp | 418.13%-435.3pp |
| Employer contribution / active EE | $1,034 | $4,039-74.4% | $3,636-71.6% | $4,741-78.2% |
| Participant deferral / active EE | $3,661 | $5,291-30.8% | $4,728-22.6% | $6,400-42.8% |
| Admin fee / account holder | $1,099 | $7,491-85.3% | $6,411-82.9% | $11,427-90.4% |