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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,572 | $99,995+7.6% | $85,063+26.5% | $145,978-26.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 16.02% | 83.99%-68.0pp | 66.54%-50.5pp | 550.52%-534.5pp |
| Employer contribution / active EE | $2,640 | $3,231-18.3% | $2,727-3.2% | $4,662-43.4% |
| Participant deferral / active EE | $8,460 | $5,295+59.8% | $4,523+87.1% | $6,690+26.5% |
| Admin fee / account holder | $73,113 | $7,255+907.8% | $6,155+1087.8% | $13,400+445.6% |