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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 15 · EIN 01-0233346 | Recordkeeping | $33,707 |
GLOBAL RETIREMENT PARTNERS LLC10+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $22,500 |
THE ANGELL PENSION GROUP, INC.11+ years Service code 13 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Contract Administrator | $9,086 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,223 | $41,016+290.6% | $152,093+5.3% | $64,097+150.0% |
| Participation rate | 87.6% | 51.3%+36.3pp | 77.8%+9.9pp | 55.2%+32.5pp |
| Annual return | 15.40% | 39.60%-24.2pp | 66.36%-51.0pp | 34.64%-19.2pp |
| Employer contribution / active EE | $2,452 | $1,342+82.7% | $4,175-41.3% | $1,891+29.7% |
| Participant deferral / active EE | $7,518 | $1,927+290.1% | $5,451+37.9% | $3,080+144.1% |
| Admin fee / account holder | $411 | $2,305-82.2% | $14,497-97.2% | $3,454-88.1% |