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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,909 | $95,453-17.3% | $112,040-29.6% | $82,448-4.3% |
| Participation rate | 88.3% | 72.8%+15.6pp | 76.5%+11.8pp | 68.1%+20.2pp |
| Annual return | 16.33% | 23.92%-7.6pp | 24.52%-8.2pp | 41.64%-25.3pp |
| Employer contribution / active EE | $592 | $2,318-74.4% | $2,954-79.9% | $2,551-76.8% |
| Participant deferral / active EE | $4,499 | $4,224+6.5% | $5,098-11.7% | $4,139+8.7% |
| Admin fee / account holder | $5,875 | $9,013-34.8% | $12,098-51.4% | $7,234-18.8% |