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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,909 | $97,550-19.1% | $120,344-34.4% | $87,485-9.8% |
| Participation rate | 88.3% | 72.8%+15.5pp | 76.7%+11.6pp | 68.9%+19.4pp |
| Annual return | 16.33% | 18.41%-2.1pp | 20.30%-4.0pp | 26.06%-9.7pp |
| Employer contribution / active EE | $592 | $2,291-74.1% | $3,020-80.4% | $2,596-77.2% |
| Participant deferral / active EE | $4,499 | $4,230+6.4% | $5,135-12.4% | $4,274+5.3% |
| Admin fee / account holder | $5,875 | $9,543-38.4% | $12,742-53.9% | $7,775-24.4% |