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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,909 | $104,098-24.2% | $140,514-43.8% | $94,015-16.1% |
| Participation rate | 88.3% | 73.7%+14.6pp | 77.8%+10.5pp | 70.8%+17.5pp |
| Annual return | 16.33% | 15.14%+1.2pp | 14.36%+2.0pp | 17.84%-1.5pp |
| Employer contribution / active EE | $592 | $2,388-75.2% | $3,378-82.5% | $2,790-78.8% |
| Participant deferral / active EE | $4,499 | $4,033+11.6% | $4,919-8.5% | $4,249+5.9% |
| Admin fee / account holder | $5,875 | $10,439-43.7% | $13,697-57.1% | $8,951-34.4% |