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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,652 | $83,908-67.0% | $68,509-59.6% | $125,389-77.9% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -1.88% | 14.48%-16.4pp | 8.27%-10.2pp | 282.24%-284.1pp |
| Employer contribution / active EE | $28 | $3,031-99.1% | $2,278-98.8% | $4,866-99.4% |
| Participant deferral / active EE | $1,612 | $4,125-60.9% | $3,382-52.3% | $5,352-69.9% |
| Admin fee / account holder | $3,690 | $8,982-58.9% | $5,275-30.0% | $9,541-61.3% |