Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,070 | $54,757-34.1% | $90,304-60.1% | $72,975-50.6% |
| Participation rate | 63.0% | 65.2%-2.1pp | 73.3%-10.2pp | 69.5%-6.4pp |
| Annual return | 22.89% | 30.63%-7.7pp | 78.13%-55.2pp | 81.01%-58.1pp |
| Employer contribution / active EE | $0 | $2,093-100.0% | $2,855-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,932 | $2,887+1.6% | $3,885-24.5% | $3,608-18.7% |
| Admin fee / account holder | $1,301 | $3,973-67.3% | $5,354-75.7% | $5,124-74.6% |