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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,227 | $81,276-19.7% | $155,574-58.1% | $80,925-19.4% |
| Participation rate | 75.7% | 66.2%+9.4pp | 78.2%-2.5pp | 67.7%+8.0pp |
| Annual return | 8.15% | 33.36%-25.2pp | 64.87%-56.7pp | 35.65%-27.5pp |
| Employer contribution / active EE | $1,891 | $3,103-39.1% | $4,676-59.6% | $2,756-31.4% |
| Participant deferral / active EE | $4,248 | $3,453+23.0% | $5,629-24.5% | $4,299-1.2% |
| Admin fee / account holder | $44,928 | $7,993+462.1% | $15,914+182.3% | $6,940+547.4% |