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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,532 | $85,171+9.8% | $172,753-45.9% | $72,976+28.2% |
| Participation rate | 93.1% | 70.1%+23.0pp | 82.6%+10.5pp | 69.5%+23.6pp |
| Annual return | 16.40% | 27.32%-10.9pp | 803.00%-786.6pp | 81.02%-64.6pp |
| Employer contribution / active EE | $1,991 | $3,324-40.1% | $5,144-61.3% | $2,440-18.4% |
| Participant deferral / active EE | $5,157 | $3,260+58.2% | $5,198-0.8% | $3,608+42.9% |
| Admin fee / account holder | $330 | $5,880-94.4% | $13,956-97.6% | $5,124-93.6% |