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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,017 | $76,407-0.5% | $150,298-49.4% | $82,448-7.8% |
| Participation rate | 69.8% | 66.4%+3.4pp | 77.8%-8.0pp | 68.1%+1.7pp |
| Annual return | 21.93% | 39.99%-18.1pp | 62.79%-40.9pp | 41.64%-19.7pp |
| Employer contribution / active EE | $1,898 | $2,614-27.4% | $4,154-54.3% | $2,551-25.6% |
| Participant deferral / active EE | $4,211 | $3,214+31.0% | $5,453-22.8% | $4,139+1.7% |
| Admin fee / account holder | $612 | $6,352-90.4% | $14,116-95.7% | $7,234-91.5% |