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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,529 | $228,352-74.8% | $185,827-69.0% | $158,950-63.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 14.53% | 40.81%-26.3pp | 35.96%-21.4pp | 302.91%-288.4pp |
| Employer contribution / active EE | $4,103 | $4,967-17.4% | $4,087+0.4% | $4,762-13.8% |
| Participant deferral / active EE | $13,972 | $6,416+117.8% | $5,633+148.0% | $5,983+133.5% |
| Admin fee / account holder | $1,219 | $11,867-89.7% | $9,502-87.2% | $11,248-89.2% |