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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,984 | $86,949+43.7% | $102,460+22.0% | $80,959+54.4% |
| Participation rate | 67.7% | 72.4%-4.6pp | 76.5%-8.8pp | 67.7%+0.1pp |
| Annual return | 10.47% | 18.89%-8.4pp | 29.47%-19.0pp | 35.67%-25.2pp |
| Employer contribution / active EE | $2,203 | $2,370-7.0% | $3,025-27.2% | $2,757-20.1% |
| Participant deferral / active EE | $4,345 | $4,121+5.4% | $5,056-14.1% | $4,300+1.0% |
| Admin fee / account holder | $13,448 | $8,048+67.1% | $9,460+42.2% | $6,925+94.2% |