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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,220 | $95,975-69.6% | $74,549-60.8% | $135,379-78.4% |
| Participation rate | 41.7% | 75.7%-34.0pp | 69.1%-27.5pp | 82.6%-41.0pp |
| Annual return | -4.89% | 56.96%-61.9pp | 32.53%-37.4pp | 519.79%-524.7pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $985 | $3,844-74.4% | $3,108-68.3% | $5,609-82.4% |
| Admin fee / account holder | $2,808 | $6,522-56.9% | $5,059-44.5% | $10,828-74.1% |