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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,721 | $127,273+101.7% | $109,895+133.6% | $167,518+53.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 15.68% | 22.97%-7.3pp | 29.46%-13.8pp | 478.71%-463.0pp |
| Employer contribution / active EE | $5,660 | $3,324+70.3% | $2,843+99.1% | $4,838+17.0% |
| Participant deferral / active EE | $16,041 | $4,515+255.2% | $4,049+296.2% | $6,342+152.9% |
| Admin fee / account holder | $17,216 | $7,117+141.9% | $6,067+183.8% | $12,312+39.8% |