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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,996 | $30,423+268.1% | $56,025+99.9% | $74,478+50.4% |
| Participation rate | 19.7% | 32.9%-13.2pp | 52.5%-32.8pp | 67.2%-47.5pp |
| Annual return | 14.91% | 24.97%-10.1pp | 1712.69%-1697.8pp | 1370.56%-1355.7pp |
| Employer contribution / active EE | $462 | $610-24.4% | $1,042-55.7% | $2,626-82.4% |
| Participant deferral / active EE | $1,366 | $1,176+16.2% | $1,955-30.1% | $4,350-68.6% |
| Admin fee / account holder | $604 | $2,363-74.4% | $2,828-78.6% | $1,946-69.0% |