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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,996 | $30,421+268.2% | $56,077+99.7% | $74,429+50.5% |
| Participation rate | 19.7% | 32.9%-13.2pp | 52.5%-32.8pp | 67.2%-47.5pp |
| Annual return | 14.91% | 24.94%-10.0pp | 1709.28%-1694.4pp | 1368.38%-1353.5pp |
| Employer contribution / active EE | $462 | $610-24.3% | $1,040-55.6% | $2,625-82.4% |
| Participant deferral / active EE | $1,366 | $1,175+16.3% | $1,954-30.1% | $4,348-68.6% |
| Admin fee / account holder | $604 | $2,363-74.4% | $2,825-78.6% | $1,944-68.9% |