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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,057 | $93,345+99.3% | $119,126+56.2% | $87,485+112.7% |
| Participation rate | 91.7% | 68.7%+22.9pp | 75.8%+15.9pp | 68.9%+22.7pp |
| Annual return | 17.40% | 19.08%-1.7pp | 282.11%-264.7pp | 26.06%-8.7pp |
| Employer contribution / active EE | $21,994 | $3,172+593.5% | $4,034+445.3% | $2,596+747.2% |
| Participant deferral / active EE | $1,187 | $4,099-71.0% | $5,318-77.7% | $4,274-72.2% |
| Admin fee / account holder | $3,410 | $8,039-57.6% | $10,693-68.1% | $7,775-56.1% |