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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,625 | $81,476+87.3% | $102,383+49.1% | $80,925+88.6% |
| Participation rate | 92.4% | 66.8%+25.6pp | 74.5%+17.9pp | 67.7%+24.7pp |
| Annual return | 13.30% | 25.59%-12.3pp | 24.94%-11.6pp | 35.65%-22.3pp |
| Employer contribution / active EE | $22,473 | $3,105+623.8% | $3,870+480.7% | $2,756+715.4% |
| Participant deferral / active EE | $1,161 | $3,871-70.0% | $5,060-77.1% | $4,299-73.0% |
| Admin fee / account holder | $18,444 | $6,717+174.6% | $8,391+119.8% | $6,940+165.8% |