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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,614 | $109,344-72.9% | $89,400-66.9% | $158,950-81.4% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 12.51% | 345.73%-333.2pp | 245.64%-233.1pp | 302.91%-290.4pp |
| Employer contribution / active EE | $0 | $3,170-100.0% | $2,586-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,410 | $4,599-69.3% | $3,890-63.8% | $5,983-76.4% |
| Admin fee / account holder | $9,144 | $6,154+48.6% | $4,882+87.3% | $11,248-18.7% |