See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $24,491 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $21,449 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,687 | $88,083+18.9% | $164,813-36.5% | $74,495+40.5% |
| Participation rate | 55.4% | 73.0%-17.6pp | 78.6%-23.2pp | 67.2%-11.8pp |
| Annual return | 9.66% | 17.26%-7.6pp | 69.93%-60.3pp | 1364.94%-1355.3pp |
| Employer contribution / active EE | $803 | $2,593-69.0% | $4,341-81.5% | $2,623-69.4% |
| Participant deferral / active EE | $4,386 | $4,498-2.5% | $6,031-27.3% | $4,346+0.9% |
| Admin fee / account holder | $450 | $2,234-79.8% | $12,690-96.5% | $1,942-76.8% |