See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $21,181 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $17,192 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,299 | $82,978-0.8% | $129,995-36.7% | $71,457+15.2% |
| Participation rate | 63.5% | 74.1%-10.6pp | 78.5%-15.0pp | 67.9%-4.4pp |
| Annual return | 23.23% | 20.60%+2.6pp | -137.18%+160.4pp | 28.85%-5.6pp |
| Employer contribution / active EE | $804 | $2,622-69.3% | $4,320-81.4% | $2,588-68.9% |
| Participant deferral / active EE | $4,467 | $4,432+0.8% | $5,820-23.3% | $4,289+4.1% |
| Admin fee / account holder | $343 | $1,729-80.2% | $10,614-96.8% | $1,587-78.4% |