Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $24,491 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $21,449 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,687 | $88,203+18.7% | $165,100-36.6% | $74,478+40.6% |
| Participation rate | 55.4% | 73.1%-17.7pp | 78.6%-23.2pp | 67.2%-11.8pp |
| Annual return | 9.66% | 17.13%-7.5pp | 70.21%-60.5pp | 1370.56%-1360.9pp |
| Employer contribution / active EE | $803 | $2,601-69.1% | $4,348-81.5% | $2,626-69.4% |
| Participant deferral / active EE | $4,386 | $4,505-2.6% | $6,035-27.3% | $4,350+0.8% |
| Admin fee / account holder | $450 | $2,235-79.8% | $12,696-96.5% | $1,946-76.9% |