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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,627 | $115,810-76.1% | $101,271-72.7% | $158,966-82.6% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 12.95% | 56.15%-43.2pp | 46.48%-33.5pp | 302.95%-290.0pp |
| Employer contribution / active EE | $1,986 | $4,175-52.4% | $3,660-45.7% | $4,762-58.3% |
| Participant deferral / active EE | $1,478 | $4,958-70.2% | $4,371-66.2% | $5,983-75.3% |
| Admin fee / account holder | $590 | $7,248-91.9% | $5,948-90.1% | $11,250-94.8% |