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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,914 | $39,798+73.2% | $67,704+1.8% | $59,633+15.6% |
| Participation rate | 85.3% | 57.4%+27.9pp | 67.5%+17.8pp | 68.7%+16.6pp |
| Annual return | -0.59% | 89.94%-90.5pp | 25.41%-26.0pp | 2041.40%-2042.0pp |
| Employer contribution / active EE | $0 | $1,393-100.0% | $2,559-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,317 | $2,335+127.7% | $3,585+48.3% | $3,192+66.6% |
| Admin fee / account holder | $846 | $3,212-73.7% | $4,255-80.1% | $4,297-80.3% |